The Dividend Family Guy

Using the DFG stock screen , TESS ranked number one for the month of May.  What was it the screen found as I haven't heard much on this company before?  Let's take a closer look at my four categories to find out. Haven't done one of these analysis posts in some time so I am a bit rusty.  Not having any capital to deploy I still screen and look at the top ten to see if any are worth watching and that is about it.  Taking a deeper dive into one of those companies takes a little bit more time but I have some time now so why not. According to their site they are the one stop shop for setting up or fixing wireless technologies for carriers or companies.  They not only want to design cell phone towers but also act as the supply chain for any and all parts needed to construct that tower and get it functional.  Wireless is big business but is also capital intensive.  So TESS aims to capture most of that capital by providing the most efficient and...

Staying on budget is easy I am finding when nothing breaks down with your house or your body.  All house systems kept on going and the family resisted all sorts of bacteria and viruses remaining healthy for the month.  I am very pleased to say we came under budget for the month.  How much did we save?  Let's take a look. Income There was nothing out of the ordinary in the income department.  2 paychecks and I did get a small tax refund from the state.  That money went into my house repair fund as we are using that and our federal tax refund to replace our 20 year old HVAC (furnace/AC unit).  We found this great guy who does scratch and dent new units so the price he gave us was half the estimates of other companies.  The warranty is still good for 10 years.  He just said there may be a scratch in the paint job or a small dent on the sheet metal. Other income was from my lovely friend the dividend.  I wrote about that earlier t...

Doing better this month as it is only May 8th and I already know how much life I gained back last month.  Even without additional capital I am still working towards my end goa l of financial independence. Company Held In Dividend Paid (Qtr.) Amount Received Shares of Life Note CRWS IRA 0.08 1.45 0.1786 Not sure why I bought this, no div increase since 2013 UBSI IRA 0.32 32.93 0.8763 GPC IRA 0.615 6.89 0.0739 %7 div increase WIN Taxable 0.392 30.3 N/A Stopped automatic reinvestment RSO Taxable 0.16 18.58 4.1381 Div cut, time to sell GE Taxable 0.23 6.08 0.2269 WIN Taxable 1.5 111.4 ...

Well as the month of April comes to a close I finally got around to totaling up my dividends from March.  There were some increases most notably HMN with an 8% increase (see my review here ).  Also upon review I came across some dividend cuts so now I have to decide on selling or not.  I should sell but if they are worthless and still paying a dividend I tend to hold on to them.  For example AGNC had a big sell off yesterday as the declared that dividend cut and now I missed the boat. There was no additional capital put in March however my year over year dividends increased by 551%.   Checking out my dividends page the total dividends for March came to $63.48.  I am OK with that for now however I need to make further changes after using Dividend Life's cross-over calculator .  According to it I need to be saving 20% a year just to reach financial independence by the age of 65.  I still think the emergency fund should come first but now ...

Windstream (WIN) is spinning off a REIT that will encompass most of its fiber/copper and real estate assets.  The goal of this appears to be a fancy way of ridding itself of debt.  The new company is called Communications Sales and Leasing, Inc. (CSAL).  As a stockholder will this be in my favor?  Let's take a look. For every 5 shares of WIN I will receive 1 share of CSAL.  For example if I owned 1000 shares of WIN, after the spinoff completes I will own 1000 shares of WIN plus 200 shares of CSAL.  The dividends will change from an annual $1/share for WIN all the way down to $.10.  The CSAL dividend is expected to be $2.40 per share annually. WIN does mention it will sell its stake in CSAL to reduce debt. I was confused by the next snippet in the letter to shareholders.  If you can explain it to me I would appreciate it.   The quote is "After giving effect to the interest in CS&L retained by Windstream, each shareholde...

Argggg!  My first red month of the year.  No More Waffles wrote a post on to rent or own and you should read it (and the comments).  It really hit home last month (and this one too) as my home continues to fall apart.  The 20 year old furnace started acting up.  Winter was still in full swing in March so I couldn't just turn it off.   If I were single I could keep the house warm with space heaters and the ol' gas fireplace.  But the family demands comfort from me!  Such high expectations from 1st world citizens. I have been putting a couple hundred dollars into it each year for the past 4 years.  Sure it provides my family with heat in the winter and cool dry air in the summer.  However it is one of my nemesis'.  I feel like the dad in the Christmas Story going down to the basement to do battle.  In this house and my last I could usually guess the problem and order the part online.  This time I had no clue and...

What is wealth to you?  For most of the frugal and seekers of financial independence it means having more time to spend enjoying life.  Whether that is traveling or spending time with your family you have that choice.  Both my parents worked until they died (father) or retired (mom).  The time they spent with us kids was precious and my mom always says her happiest days in her life were raising us kids. The problem I have is I also enjoy time with my family but between working for the man and the responsibilities of being a parent I find little time to spend having fun with kids.  With that in mind I guard my time wisely at work so that I don't have to bring it home while still doing a good job.  I also constantly look for ways to save more money at home to invest while not compromising our current standards of living. Everyone values things differently.  For me wealth is time and who I spend that time with.  How do I increase that weal...