July 2017 FrugalMaster Results
Ah my first negative savings rate month of the year! It was a perfect storm of an unexpected home repair turned remodel, vacations and other purchases. To say my summer was (and still is) busy is an understatement. Category Percent of Spending Notes Home 38% Half of the spending is the mortgage and extra principal payment. The kids bathroom toilet seal broke as the flange is warped and the bolt popped out. Over time this caused subfloor damage. I tore it up and ended up deciding to remodel the whole bathroom myself. It has been great learning to do ceramic tile. To try to cut my utilities I am also upgrading to an ultra-efficient Niagra .8 GPF toilet . I installed one downstairs and the flush is powerful and and gets the job done. It is good for the environment and saves me money. Besides that we have been busy painting 2 bedrooms and general house maintenance....